Hasting Car Insurance is one of the leading car insurance companies in the UK that caters to motorists in the area of north and mid-western regions. Hasting Insurance Services Ltd was set up in 2021 by John Hastings and Thomas Gilbey. The company has grown greatly since its formation and currently serves customers in the areas of Birmingham, Avon, Nuneaten, Warfield, Derbyshire, and Oxfordshire. Hasting Insurance Services Ltd also provides other services including general car and contents insurance, as well as public liability cover.
In addition to serving customers with great customer service, hastings offers other benefits that give them an advantage over other providers. One of these is affordable premiums. The company realizes that many individuals do not have great credit and thus may end up paying higher premiums. In an effort to keep their clientele, they provide an option for individuals with bad credit to still obtain reasonable rates.
The next benefit that Hastings car insurance provides is accident forgiveness. This is a special feature that Hastings Mutual Insurance Services Limited offers to individuals who only have a very minor claim to make. This accident forgiveness feature will result in reduced premiums while allowing the client to retain full cover. Many other insurance policies will refuse to accept this and instead place the client into a class action suit. Ultimately, the client will wind up paying a large amount of money out of pocket due to their new premium structure.
Another way that Hastings car insurance policies save money for clients is through reducing the number of accidents that occur. There are three primary ways that they do this. First, they pay for all of the medical bills of the individual who is involved in the accident. Second, they will also save money on each individual claim. Finally, they place the individual on a waiting list to receive an increase in their premium based upon the time it takes them to recuperate from their injuries.
For individuals that do not own a car, but have a home or similar inanimate property that they use as a form of income, a policy such as Hastings’ Best Car Insurance may be a great idea. Most individuals that have a home are not employed and as a result do not have a large amount of assets to place into the scheme of things when making a claim. For this reason, it is often preferable for them to take out a policy that provides them with limited medical cover, collision cover, breakdown cover and legal protection. Although there is no legal protection provided by this type of policy, it is better than being taken to court and forced to pay high costs out of your own pocket for legal protection.
When a person who owns a car or similar inanimate property uses it as a source of income, they can be subject to misfuelling penalties. Misfuelling is the act of intentionally going out of hours to drive across town in order to collect a monthly payment. While misspelling is not illegal, the majority of insurance providers will not payout if the driver is caught doing so, therefore it may be best to take out misfuelling cover.
Hasting’s car insurance does not only offer limited medical and collision cover, it also provides their clients with legal protection. If a person gets involved in a road traffic accident, they can often get themselves covered for any eventuality with a legal clause included into their cover. It may not protect you in every scenario, but it is often good enough to save money in the long run. Therefore, it is important to take a look at this particular car insurance policy and ensure that you are covered for any eventuality.
Finally, customer service can help a customer on their way to securing a great deal on their next policy with Hastings car insurance. When a customer calls the helpline and asks a question, they should always be treated professionally. A friendly voice and a helpful staff member should always be at hand to answer questions that customers have. The same goes when filing a claim, no matter how small. If a customer is able to connect with a customer representative, there is a very good chance that the customer service is going to be superb.